
RISK DISCLOSURE

Risk Factors and Investment Considerations

With any purchase of precious metals risk is a major factor. As stated below, coin buyers must be able to assume the risk of market fluctuations as well as personal financial highs and low. The U.S. Gold Firm considers every purchase to be a long hold for the customer. Long hold as defined by our firm is three to five years minimum. Potential for coins to appreciate in value is never certain. In the past certain coins have appreciated in value but this is only a guide and not a prediction. The U.S. Gold Firm is always happy to help with the selection of coins for your collection. It should be the understanding of the customer that the decision to purchase coins, and which individual coins to purchase, is ultimately the decision of the customer and the customer alone.

1. AUTHENTICITY RISKS Forgery and counterfeiting are risks associated with the purchase of rare coins. To minimize these risks, it is recommended that collectors only buy coins certified by one of the leading independent coin grading services. All U.S. Gold Firm coins have been graded by either the Professional Coin Grading Service ("PCGS") or by Numismatic Guaranty Corporation ("NGC"), with the exception of certain uncertified circulated coins. Each of these coin grading services is recognized within the coin grading industry for its superior expertise, and each guarantees unequivocally that coins certified by it are authentic. U.S. Gold Firm relies upon those guarantees, therefore, we do not independently verify whether certified coins are authentic. Accordingly, we expressly disclaim any express or implied warranties otherwise attaching to the coins, including that the coins are merchantable.

2. GRADING RISKS The value of a coin is highly dependent upon the condition or "grade" of that coin. Since grading is a subjective process, there is risk in acquiring coins whose grades have not been independently certified by one of the leading independent coin grading services. The possibility exists that a coin could be misgraded by one of the independent grading services, and it is possible for such services to assign a different grade to the same coin upon resubmission. The guarantees provided by such services provide protection against misgrading, given the continuing solvency of the services. U.S. Gold Firm cannot be responsible for any of the services' guarantees or for subsequent changes in their policies and expressly disclaims any express or implied warranties associated with the grades assigned by PCGS and NGC.

3.VOLATILITY The coin market is subject to substantial fluctuations including significant and rapid increases and decreases in value from time to time. Coin buyers must be able to assume the risk of such price fluctuations.

4. UNREGULATED STATE OF THE RARE COIN MARKET The coin market is not subject to some of the forms of governmental regulation applicable to other forms of investment. Conversely, there can be no assurance that, in the future, regulations which materially affect the coin market will not be imposed. At present, there are no restrictions on the ownership of rare coins, and rare coin ownership offers certain tax and privacy advantages. However, there is no guarantee that, in the future, these benefits will not be restricted or totally removed by government regulation.